In the past I never had to wait to receive the full payout amount. Now it won’t allow a full payout due to “waiting on customers credit card to clear”. Once it clears, it will also take an additional 3-4 days before funds hit my account from Hotplate. Instant transfer isn’t available when I try to use it. This seems like an excessive amount of time to have to wait on funds. I’m not appreciating this “new feature”.